Further information on Simpson Millar LLP legal services can be found here.
Use the Credit Card endorsed by CWU

No annual fee
Typical 17.9% APR (variable)
0% p.a. for the first 9 months on balance transfers (plus a 3% fee)
0% p.a. for the first 9 months on purchases
Did you know that your CWU MasterCard offers you an Online fraud guarantee? If a customer of our online service is a victim of online fraud, we guarantee that they won’t lose any money from their account, and will always be reimbursed in full
The partnership between CWU and Bank of Scotland means that every new credit card, and subsequent purchase using that card, raises money for your union.
For further information visit
www.unioncard.co.uk/cwu or call 0800 032 2036 to apply by telephone
To benefit from the 0% offer, you must stay within your credit limit and make your payments on time.As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. Your personal APR for purchases will be either 17.9% APR (variable), 19.9% APR (variable) or 21.9% APR (variable).
Balance transfers from other Halifax and Bank of Scotland cards are not accepted. Your interest rates for balance transfers will be the same as for purchases.
Credit available subject to status to UK residents aged 18 or over from Bank of Scotland plc, The Mound, Edinburgh EH1 1YZ